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Advancing Accumulation Risk Management in Cyber Insurance
Although cyber risk premiums have expanded sizeably in recent years and loss ratios compared favourably relative to other product lines, sustainable growth of the cyber insurance market should not be taken for granted. A report issued by The Geneva Association identifies three prerequisites that must be met to ensure sustainability. Despite recent advances, cyber risk creates unprecedented challenges But the report is nevertheless cautiously optimistic that cyber insurance can become manageable over time.